Meet the team

Amrita Naik Nimbalkar

Economist, Global Macro

Amrita is an economist based in Amsterdam. She joined ING in 2024 after completing a master’s degree in policy economics from Rotterdam and an internship at the Dutch central bank. She also has experience as a market research consultant in India.

Latest from Amrita

TMT AI

AI monthly: Many still unconvinced of GenAI’s relevance

Nearly two-thirds of EU internet users don’t use GenAI, citing 'no need'. Yet younger, educated heavy users worry most about job loss

The eurozone’s goods trade surplus is under structural threat

The eurozone trade balance for goods faces cyclical and structural pressure

Consumer outlook 2026: wages up but European consumers still won't spend

Our eurozone consumer outlook points to continued high savings ratios

Trade

Little evidence of reshoring in eurozone businesses despite global tensions

Reshoring debates grew amid supply chain and geopolitical risks, but global ties remain strong

AI Monthly: Rising usage, uneven gains

GenAI usage patterns differ across demographics, having disproportionate economic impacts

AI Monthly: With great power comes great responsibility

TMT AI

AI Monthly: from experimentation to integration - solving the AI scale-up…

AI Monthly: The productivity frontrunners