Report30 June 2017Updated one week ago

The merit of teamwork

Have you ever wondered who makes more spending and saving choices in the average household? Researchers for the Think Forward Initiative asked more than 1,000 couples in the Netherlands how they arrive at their financial decisions

Executive summary
  • Decision-making in households is a remarkably under-researched field.
  • Many financial decisions are joint between couples, with holidays topping the list.
  • Couples who make joint decisions encounter fewer financial problems.
  • Couples who make joint decisions are more likely to have financial plans.
  • Paying does not imply decision making. Men often pay for purchases that they do not decide on.