Cookie statements

Cookies allow us to remember your browsing preferences when you visit our websites or apps and to provide information that’s interesting to you.

Why ING uses cookies?
Cookies help you get the most out of the ING websites. We use cookies to analyse visits to the website, so that we can make improvements and provide you with relevant information. That way, you can find what you are looking for more quickly and are shown information specially selected for you.

What types of cookies are there?

There are different types of cookies:

  • Basic cookies, which ensure that the website works properly for example controlling the size of the display on your computer or tablet.
  • Personal cookies, which save selections made on the site such as the language
  • Third party cookies, which are set by non-ING content providers to analyse your use of their content, YouTube is one example.

What happens if I switch cookies off?
If you set your browser to reject all cookies, the website may no longer function optimally. You can easily remove cookies via your browser. When you remove cookies, you will receive a new message again asking you for your approval. This is because we can no longer find your saved settings.

Your approval
Cookies are not new, but new regulations require us to ask you for your approval before placing cookies.

Your choice

You can decide what functionalities to allow by choosing a different setting.


Change your settings

Use all cookies
Reject all non-essential cookies

We have two cookie settings:

Limited functionalities: This setting allows only strictly necessary cookies that are needed for the website to function properly by enabling basic functions like page navigation, displaying YouTube content (without cookies) and to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in. It also includes analytical cookies to anonymously record the behaviour of visitors on our website, including mouse clicks, scrolls and clicks in order to track how the website is being used to further improve it.

All functionalities: Next to the limited functionalities cookies, social media cookies are included. These make it possible to display embeds from YouTube (with cookies), LinkedIn, Facebook, Instagram etc. These can also be used to display personalized advertisements. We may share information about your use of our site with our social media, advertising and analytics partners.

Please note, that social media cookies are third-party cookies and therefore the types and duration of these cookies are set by these social networks. This is beyond ING’s control.

Explanation of the different types of cookies

  • Functional cookies: Ensure our websites and apps work properly.
  • Analytical cookies (anonymous): Measure the general use and quality of our websites, apps, services. This data is used to improve our services and solve problems quickly.
  • Marketing cookies and similar identifiers: Based on your online behaviour, we can tailor marketing messages and content to your interests.
  • Social media cookies: Share the content of our websites and apps via social media.

Description of cookies we use

Limited functionalities

We use the expression engine CMS for managing the backend and the publishing workflow, all cookies are prefixed with gma_*. More information
Name Purpose Expiration
gma_flash Control panel user feedback messages, encrypted for security. 1 day
gma_csrf_token A security cookie used to identify the user and prevent Cross Site Request Forgery attacks. 2 hours
gma_publisher_site_language Language cookie set for publisher workflow. 30 days
gma_visited Essenstial cookie for CMS 30 days
gma_anon Determines whether the user’s username is displayed in the list of currently logged in members. 1 year
gma_last_activity Records the time of the last page load. Used in conjunction with the last_visit cookie. 1 year
gma_last_visit Date of the user’s last visit. Can be shown as a statistic for members and used by the forum to show unread topics for both members and guests. 1 year
gma_tracker Contains the last 5 pages viewed, encrypted for security. Typically used for form or error message returns. 1 year
gma_sessionid Session id, used to associate a logged in user with their data. 1-2 hours
gma_visitor_consents Saves responses to Consent requests for non-logged in visitors. 1 year
gma_stashid Used for stash/conditional functionality for the cms Session
gma_publisher_tracker Used for retrieving the article in the publish workflow/functionality Session
gma_publisher_site_language Used for setting the language of the article in the publish workflow/functionality 1 day
gma_publisher_prev_status Used for publish workflow/functionality 1 day

With Google Analytics we measure how you use our sites, which information you are looking for, how you found us and if you encounter any errors. We use this information to improve our sites. For more information see Google Analytics cookie policy
Name Purpose Expiration
_ga Google Universal Analytics 2 years
_gid Google Universal Analytics 1 day
1P_JAR Google Universal Analytics 30 days
ANID Google Universal Analytics 1 year
IDE Google DoubleClick 1 year
NID Google Universal Analytics 6 months
__utma Google 2 years
__utmz Google 5 months
__utmb Google
__utmt Google
__utmc Google
APISID Google Universal Analytics 2 years
CONSENT Google Universal Analytics 10+ years
HSID Google Universal Analytics 2 years
SAPISID Google Universal Analytics 2 years
SID Google Universal Analytics 6 months
SIDCC Google Universal Analytics 3 months
SSID Google Universal Analytics 6 months
__Secure-3PAPISID Google Universal Analytics 2 years
__Secure-3PSID Google Universal Analytics
__Secure-APISID Google Universal Analytics
__Secure-HSID Google Universal Analytics
__Secure-SSID Google Universal Analytics

All functionalities

We use the expression engine CMS for managing the backend and the publishing workflow, all cookies are prefixed with gma_*. More information
Name Purpose Expiration
gma_flash Control panel user feedback messages, encrypted for security. 1 day
gma_csrf_token A security cookie used to identify the user and prevent Cross Site Request Forgery attacks. 2 hours
gma_publisher_site_language Language cookie set for publisher workflow. 30 days
gma_visited Essenstial cookie for CMS 30 days
gma_anon Determines whether the user’s username is displayed in the list of currently logged in members. 1 year
gma_last_activity Records the time of the last page load. Used in conjunction with the last_visit cookie. 1 year
gma_last_visit Date of the user’s last visit. Can be shown as a statistic for members and used by the forum to show unread topics for both members and guests. 1 year
gma_tracker Contains the last 5 pages viewed, encrypted for security. Typically used for form or error message returns. 1 year
gma_sessionid Session id, used to associate a logged in user with their data. 1-2 hours
gma_visitor_consents Saves responses to Consent requests for non-logged in visitors. 1 year
gma_stashid Used for stash/conditional functionality for the cms Session
gma_publisher_tracker Used for retrieving the article in the publish workflow/functionality Session
gma_publisher_site_language Used for setting the language of the article in the publish workflow/functionality 1 day
gma_publisher_prev_status Used for publish workflow/functionality 1 day

Spotify cookies for the spotify player functionality Spotify's cookie policy.
Name Purpose Expiration
_ga Spotify functionality 2 years
spot Spotify functionality 4 years
sp_m Spotify functionality 4 years
sp_usid Spotify functionality Session
_scid Spotify functionality 1 year
_gcl_au Spotify functionality 3 months
_fbp Spotify functionality 3 months
_gid Spotify functionality 1 day
eupubconsent-v2 Spotify functionality 1 year
OptanonAlertBoxClosed Spotify functionality 1 year
_pin_unauth Spotify functionality 1 year
sp_ab Spotify functionality 1 month
OptanonConsent Spotify functionality 1 year
sp_t Spotify functionality 1 month
sp_landingref Spotify functionality Session
sp_adid Spotify functionality Session
sp_landing Spotify functionality 1 day

Social Media plug-in for Twitter. Buttons are included on this website so users can promote or share pages via Twitter’s social media networks. This social media buttons work with third party cookies of Twitter. For more information please see Twitter’s cookie policy.
Name Purpose Expiration
_ga Social Media Integration 2 years
_gid Social Media Integration 1 month
_twitter_sess Social Media Integration Session
check Social Media Integration Session
ct0 Social Media Integration 4 years
eu_cn Social Media Integration Session
external_referer Social Media Integration 1 week
guest_id Social Media Integration 2 years
personalization_id Social Media Integration 2 years

Social Media plug-in from YouTube. For more information please see YouTube’s cookie policy.
Name Purpose Expiration
GPS Registers a unique ID on mobile devices to enable tracking based on geographical GPS location. 1 day
VISITOR_INFO1_LIVE This cookie is set by Youtube to keep track of user preferences for Youtube videos embedded in sites;it can also determine whether the website visitor is using the new or old version of the Youtube interface. 180 days
YSC Registers a unique ID to keep statistics of what videos from YouTube the user has seen. Session
PREF Social Media Integration 2 years
LOGIN_INFO Used by YouTube (Google) for storing user preferences and other unspecified purposes. 2 years

This privacy and cookie statement may be modified from time to time to comply with applicable laws or to reflect our updated business practices, so please check this page periodically for any changes.

If you have any questions about this privacy and cookie statement or our data processing activities, you can contact us here.